Pradhan Mantri Jan-Dhan Yojana (PMJDY) – Jan-Dhan account holders are given a benefit of Rs 2.30 lakh. Holders of Jan-Dhan accounts are given accident insurance cover on opening an account in any bank.
Pradhan Mantri Jan-Dhan Yojana (PMJDY)
The PM Jandhan Plan of the government has completed 7 years. The government’s plan has been well received by the general public. The number of Jandhan Accounts opened under this scheme has tripled in a few years. The Department of Financial Services (DFS) tweeted about it. The tweet said that the account of PM Jan-Dhan Yojana has tripled. Let me tell you that the number of Jan Dhan accounts has increased from 14.72 crore in March 2015 to 43 crore so far.
These account holders get many facilities
The world’s largest financial inclusion initiative has opened the doors of banks to the poor and they have got Jan-Dhan account passbook and Rupay card. Under this scheme, after opening an account, everyone is provided with cheap insurance, pension and other financial products.
Getting a benefit of 2.30 lakh
Jan-Dhan account holders are given a benefit of Rs 2.30 lakh. Holders of Jan-Dhan accounts are given accident insurance cover on opening an account in any bank. Account holders are provided accident insurance of Rs. 1,00,000 and general insurance of Rs. 30,000. If the account holder dies in an accident, he is paid Rs. 2 lakhs. If required in this regard, the holder of Jan-Dhan account can get up to Rs 2.30 lakh.
How to open a Jan Dhan account?
Apart from public sector banks under Pradhan Mantri Jan-Dhan Yojana, you can also open your Jan-Dhan account in a private bank if you wish. If you have another savings account, you can also convert it into a Jan Dhan account. Any citizen living in India, who is 10 years of age or above, can open a Jan-Dhan account.
These documents are required
Document verification is done under KYC for opening Jan-Dhan account. Jan Dhan account can be opened using these documents:
- Aadhar Card,
- PAN Card,
- Driving License,
- Voter ID Card,
- MNREGA Job Card.
In which banks can an account be opened?
Under Pradhan Mantri Jan-Dhan Yojana (PMJDY), more accounts are opened in public sector banks. You can open a Jan Dhan account in any government bank. But, if you want, you can also open your Jan-Dhan account in a private bank.
In which private bank will this account be opened?
- Dhanlaxmi Bank,
- Yes Bank,
- HDFC Bank,
- ICICI Bank,
- Axis Bank,
- Federal Bank,
- ING Vaishya,
- Kotak Mahindra,
- Karnataka Bank,
- IndusInd Bank provide Jan-Dhan account opening facility.