Mahila Samridhai Yojana Online Apply : Form Pdf Download And Eligibility C

Mahila Samridhai Yojana Form Pdf Download | Mahila Samridhai Yojana Apply Online | Mahila Samridhai Yojana Eligibility & Benifits

With the objective to encourage women entrepreneurs and give impetus to their business journey, the Ministry of Social Justice and Empowerment, the Government of India has implemented a strategic policy – Mahila Samridhi Yojana. Under the visionary scheme, the government provides microfinance to women entrepreneurs hailing from marginalized sections of the society – backward classes.

Manila Samridhai Yojana

Designed considering the women empowerment, the flagship scheme is being implemented by a wide range of channel partners nationwide. Targeted women beneficiaries are identified and given loan either directly or in the form of Self-Help Groups (SHGs).

Purpose Of Mahila Samridhai Yojana

  • A micro-credit scheme to create self-employment for backward class women
  • Under this scheme, the female beneficiary will have to do the business of her choice.

Eligibility for loan

  • The applicant should be from socially and educationally backward class
  • The total annual income of the applicant’s family should not exceed Rs. 4.00 lakhs.
  • The age of the applicant should be between 21 to 35 years on the date of application.
  • The applicant should have business experience seeking technical and other skills.

Key features of Mahila Samridhai Yojana

  • The maximum loan limit in this scheme is up to Rs. 1.5 lakh.
  • The interest rate in these schemes will be 3% per annum.
    In these schemes, 3% of the unit cost will be given as loan while 3% of the National Corporation will be given as contribution of 5% of the state government.
  • This loan has to be repaid in 6 equal monthly installments including interest.

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Important Link :

View full Information In Gujarati

Documents Reequired : 

  • Proof of Identity – Voter ID card
  • Self-group membership ID card
  • Income certificate issued by the competent authority
  • Filled in the application form to obtain the Mahila
  • Samridhi Yojna loan
  • Aadhaar card
  • Caste certificate issued by the competent authority
  • Bank account book
  • Passport size photograph
  • Proof of residence (Electricity bill or ration card can be furnished)

As the MSY loan is intended for the backward sections, it has come to light, a substantial number of women beneficiaries have lifted their socio-economic status.