LIC Aadhaar Shila Yojana: Life Insurance Corporation, i.e. LIC is considered to be the most trusted insurance company in the country. Millions of people secure their future by investing in this company’s policy. LIC trusts the people because it is a government-run company. LIC offers a variety of policies to its customers. LIC offers policies like endowment, term, life health etc.
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LIC Aadhaar Shila Yojana
Today we are telling you about one such policy of LIC, in which you can get Rs 3 lakh 97 thousand 500 by investing Rs 28 per day. The name of this policy is Aadhaar Sheila and it is designed for women. It is a Guaranteed Return Endowment Policy and those who have an Aadhaar card issued by the Unique Identification Authority of India can invest in this policy.
The specialty of this policy is that death benefit is also given to the family of the policyholder. In the event that the policyholder dies within the first 5 years of the commencement of the policy, the family gets this benefit. At the same time, the nominee is paid loyalty additions on death after five years if anything. Individuals between the ages of 8 and 55 can invest in this policy. The policy can have a minimum sum assured of Rs 75,000 and a maximum of Rs 3,00,000. Let us know how to invest 28 rupees, 3 lakh 97 thousand 500 rupees can be found.
Age: 16 Term
20 Sum Assured: 300000 D AB B: 10,00000 Death Amount: 330000 Basic Amount: 300000 First Year Premium%. %% with tax – Annual: 10617 (10160 + 457) Half-yearly: 5366 (5135 + 231) ) Quarterly: 2712 (2595 + 117) Monthly: 904 (865 + 39)
YLY Mode Average Premium / Daily: After deducting first year premium with reduced tax 29 – Annual: 10389 (10160 + 229) Half-yearly: 5251 (5135 + 116) Quarterly: 2653 (2595 + 58) Monthly: 884 (865 + 19) YLY Mode Average Premium / Daily: 28 Total Estimated Premium Payable: Rs 208008 Bonus: 247000 Estimated Return on Maturity: SA: 300000 LA: 97500.
Total Estimated Return of Maturity
397500 As per the above example, if a parent opts for a 20 year term plan and a guarantee of Rs 300000 for his 16 year old daughter, they will have to pay Rs 154 per day for 20 years. Thus, he will have to pay a total of Rs 20,8008. On maturity this amount will be Rs. 3,97,500. Apart from this, during this policy, the policyholder will also get a guarantee of 330,000 death insurance.